Tax Planning
Pay Less, Save More – Smart Tax Planning with InvestmentTalky
Are you tired of seeing a big chunk of your hard-earned money going into taxes every year? At InvestmentTalky.com, we help individuals, professionals, and business owners plan their taxes in the smartest way possible — while staying 100% compliant with Indian tax laws.
Tax planning isn’t just about saving money — it’s about efficiently managing your income, investments, and expenses so that your overall financial goals are met. With our personalised tax-saving strategies, you can reduce your tax liability, maximise deductions, and build long-term wealth — legally and efficiently.
💡 What is Tax Planning?
Tax planning is the process of evaluating your financial situation to ensure maximum tax efficiency. This includes leveraging tax deductions, exemptions, and rebates provided under various sections of the Income Tax Act, 1961.
At InvestmentTalky, our experts analyse your income structure, current investments, and future financial goals to create a tailored plan that helps you save tax and invest better.
🧾 Key Areas We Cover in Tax Planning:
✅ 1. Section 80C Investments
Save up to ₹1.5 lakh per year through a mix of:
- ELSS (Equity Linked Savings Scheme) mutual funds
- PPF (Public Provident Fund)
- NSC (National Savings Certificate)
- Life insurance premium
- Tax-saving fixed deposits
- Sukanya Samriddhi Yojana (SSY) for girl child
✅ 2. Health Insurance (Section 80D)
Get deductions on premiums paid for yourself, your family, and your parents:
- Up to ₹25,000 for self and family
- Additional ₹50,000 for senior citizen parents
- Covers preventive health checkups too
✅ 3. Home Loan Deductions (Section 24 + 80EEA)
- Up to ₹2 lakh deduction on interest paid (Section 24)
- Additional ₹1.5 lakh under 80EEA for affordable housing
✅ 4. NPS (National Pension Scheme)
- Extra ₹50,000 deduction under Section 80CCD(1B)
- Ideal for retirement planning + tax savings
✅ 5. Education Loan Interest (Section 80E)
- Deduction on interest paid for higher education loans for self/spouse/children
✅ 6. HRA & LTA Planning
- Optimise your salary components to claim House Rent Allowance (HRA) and Leave Travel Allowance (LTA) effectively
📈 Our Tax Planning Services Include:
✅ Tax Filing & Return Review – For salaried individuals, freelancers, and business owners
✅ Tax-saving Investment Advice – Suggesting best Section 80C, 80D, and 80CCD options
✅ Capital Gains Planning – For real estate, stocks, mutual funds, etc.
✅ Advance Tax Estimation – So you don’t end up paying interest/penalties
✅ Custom Salary Structure Review – For salaried professionals to maximise in-hand income
✅ Year-round Support – Not just at the time of return filing
💰 Why Choose InvestmentTalky for Tax Planning?
✅ Expert financial advisors with years of experience
✅ Completely personalised plans — no one-size-fits-all
✅ 100% legal and compliant approach
✅ Online consultations, no travel needed
✅ Friendly, easy-to-understand advice
✅ Support for individuals, NRIs, small businesses, startups, and professionals
📊 Tax Planning vs. Tax Evasion
At InvestmentTalky, we believe in ethical tax planning — reducing taxes using legal provisions. This is NOT tax evasion, which is illegal and punishable.
We focus on:
- Deductions you’re entitled to
- Investments that also build long-term wealth
- Salary restructuring and HRA optimisation
- Filing returns accurately and on time
🙋 Who Can Benefit from Our Services?
- Salaried employees seeking higher in-hand income
- Self-employed professionals (doctors, lawyers, freelancers)
- First-time taxpayers or freshers
- Senior citizens with pension + investment income
- NRIs with dual income sources
- Small business owners and startups
✅ Tax Filing Made Easy
We also offer ITR Filing Services (Individual and Business), which include:
- ITR-1 to ITR-4 Filing
- CA-reviewed returns (on request)
- Form 16, 26AS, AIS help
- Capital gain & rental income tax handling
- GST and business income tax filing (if applicable)
📞 Let’s Save Your Taxes — The Smart & Legal Way
Tired of last-minute tax panic? Want to make the most of deductions and exemptions?
Let InvestmentTalky.com guide you with easy-to-follow, expert tax planning that keeps your money where it belongs — with YOU.